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Lien waiver generator

A lien waiver is a receipt that gives up security. Sign the wrong one and you have released a claim on money you have not been paid. This generator produces the safest of the four — a conditional waiver on progress payment, which only takes effect once the check has actually cleared.

Geometric abstraction of a black rectangle with three thin blue rules and one short green rule at its base

Read these three lines before you sign

Most waiver disputes come down to three fields, and they are the three people skim. The through date ends your release: everything you furnished after it is still claimable, everything before it is gone. The amount caps a conditional waiver but does nothing at all on an unconditional one. And the word conditional — or its absence — decides whether the release fires on signature or on the money landing.

Florida is one of the states that publishes the form language itself. Its progress-payment waiver says in terms that the release “does not cover any retention or labor, services, or materials furnished after the date specified” — a useful sentence to borrow even where your state does not mandate it. If you need the other three variants, each has its own generator: conditional, unconditional, and final.

Worked example

The three fields that decide what a waiver releases
LineWhat it saysWhy it matters
Through date“…furnished through 2026-08-31”Work after this date is still lienable. Never post-date it.
Amount“…to the extent of $48,450.00”Caps a conditional waiver. Does nothing on an unconditional one.
Conditional“…only when the signer has actually received payment”The single word that keeps the release tied to the money.
Retention“…does not cover retention”Without it, a progress waiver can swallow retainage you have not been paid.

Before you sign

Never sign an unconditional waiver against a check that has not cleared. A joint check, a stopped check or a bounced ACH leaves you with a valid release and no money. If the general insists, sign the conditional version and offer the unconditional one the day after the funds land.

Sources

  • Fla. Stat. § 713.20(4)

    Florida publishes a statutory waiver form. The progress-payment version states that it does not cover retention, or labor, services or materials furnished after the date written on it.

    Read 2026-09-04

  • Cal. Civ. Code § 8200

    Before recording a lien, giving a stop payment notice or claiming against a payment bond, a California claimant must give preliminary notice to the owner, the direct contractor and the construction lender. A laborer is exempt.

    Read 2026-09-04